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Are there people that are dependent upon you? Do you have a spouse or children? If so you need life insurance. Life insurance is a contract between the policy owner and the insurer where the insurer agrees to pay a sum of money if something serious happens to the policy owner. Not all life insurance policies are the same, this is why you need to look at many term life insurance quotes. As with any contract its important to read all the fine print and to know exactly what the policy means and what are the total costs.
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